So starting a blog right around the holidays is a not so smart idea. Now that I can breath I shall start again. Christmas was great as was the New Year. I loved seeing my boys with all their new toys and how excited they were but the highlight was definitely seeing all the girly toys. Never in my life had I thought I would see all those things.
We have decided that this year is our year financially. We will spend on nothing that is not needed and we will save every penny. I have begun collecting coupons from people that do not use them and I search online for deals at every place imaginable. Our hopes is to pay off credit cards and other debts and get us into a house within the next 2 years. This is absolutely doable if we keep at it. Half our problem is that we get careless. So with a strict budget, a folder full of coupons and some time spent, I will get our family out of this apartment and into a house. I am also implementing the envelope system for our home as well as no debit card purchases. It seems we always spend more when we swipe.
