So starting a blog right around the holidays is a not so smart idea. Now that I can breath I shall start again. Christmas was great as was the New Year. I loved seeing my boys with all their new toys and how excited they were but the highlight was definitely seeing all the girly toys. Never in my life had I thought I would see all those things.
We have decided that this year is our year financially. We will spend on nothing that is not needed and we will save every penny. I have begun collecting coupons from people that do not use them and I search online for deals at every place imaginable. Our hopes is to pay off credit cards and other debts and get us into a house within the next 2 years. This is absolutely doable if we keep at it. Half our problem is that we get careless. So with a strict budget, a folder full of coupons and some time spent, I will get our family out of this apartment and into a house. I am also implementing the envelope system for our home as well as no debit card purchases. It seems we always spend more when we swipe.
You have an awesome plan working!
ReplyDeleteThanks Jill
ReplyDeleteYou can do eet!! 2007/8 was our "year" of working toward a house and cutting our debt. We were about halfway to debt free when I got knocked up. Scrapped debt free for a while, but we bought our house almost two years ago. Now that I'm done popping out kids we can start back on the debts and saving. I can't wait! Anyway, if *we* can do it, anybody can.
ReplyDeleteSounds like a great plan, good luck.
ReplyDelete